> State has adopted a number of burdens for SMEs of good policy, but the moment the effect is not obvious. For map / cfp" the country 40 million, accounting for 99% of total number of enterprises, China contributed 60% of gdp, 50% tax and 80% of urban employment, economic growth in China has become the main driving force. "These are the" humble "the credit for SMEs, but in the current economic situation, the debt crisis in Europe, the U.S. debt crisis and the deepening of Japan's economic crisis, recent research reports that small businesses will fall into the following, for a small micro- enterprise development problems, the reporter consulted recent study focused on small and micro enterprises of the first Head of Financial Research Institute financial Yede Feng, "From our recent survey done for this year, the whole Qingdao small micro-enterprise operation index is down, and Sales are under great pressure. "It is understood that this year, small and micro enterprises are facing an economic" winter ", there are three main problems: First, the production costs continue to increase in recent years, labor costs, raw material costs, production lead turns up costs, thus reducing the company's profit margins; second is financing, as banks tightened money supply, to the bank the opportunity to improve the bargaining power, leading to increased financing costs, put another bank loans to SMEs, mainly medium-sized loans, micro-loans for small businesses lack the size and number; third tax pressure, the first is itself a heavier tax burden, ie, the statutory tax burden is heavy, followed by policy fees, administrative fees, community fees and charges to the enterprise with three categories to the burden that so many SMEs have to give up the real economy and investment, speculation turned to the field for how to solve the problems of SMEs, Wang Defeng have their own views. "excessive burden on a person sick, the first course is reducing the burden, the proposed tax cuts and the elimination of all relevant departments charge. Second, increase the financial industry for small micro-enterprise funding support, or even the safety of third-party financing R & D platform for small and micro enterprises to provide help. The third is the creation of an information platform, a public information network, so that small micro-enterprise product information on the network in real time exchanges. "Text / reporter Ding Hui Ji Guoliang>